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Item Name		Posted By	Date Posted
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Item Name		Posted By	Date Posted
Pew Charitable Trust Report on Payday Loans Link  [ more ] [ hide ]		Administration	2/21/2013
The Pew study findings are consistent with what recent studies by the American Bankers Association and the FDIC have also shown: consumers have very limited short-term credit options, are looking to traditional payday loans for help, but want more choices to meet their short-term credit needs. OLA and its member companies are striving to address the increased consumer demand through innovation and industry-leading best practices that protect consumers. OLA supports a federal charter for short-term lenders that will create nationwide regulations for the industry, increase consumer access to credit and foster innovation to create longer-term credit products.
FDIC Survey Overview Underbanked and Unbanked PPTX (1.85 MB)		Administration	12/17/2012
FDIC Survey of Unbanked and Underbanked PDF (467.87 KB)		Administration	12/17/2012

Item Name		Posted By	Date Posted
Policy to Encourage Trial Disclosure Programs PDF (52.99 KB)  [ more ] [ hide ]		Administration	2/19/2013
OLA submitted a comment letter responding to the CFPB 's Proposed Trial Disclosure Policy.  Although the letter addresses the Proposed Policy and makes recommendations for improvement, the focus is on APR and how APR is an ineffective and misleading measure of the cost of a short-term loan.
Small Business Administration Size Standards PDF (98.22 KB)  [ more ] [ hide ]		Administration	11/15/2012
OLA comments to the Small Business Administration Size Standards (November 2012).
Supervision of Risks to Consumers PDF (42.12 KB)		Administration	8/4/2012
Larger Participant Rule PDF (54.12 KB)  [ more ] [ hide ]		Administration	8/4/2012
The proposal would cover debt collectors with more than $10 million in annual receipts and credit bureaus with more than $7 million in annual receipts.

Item Name		Posted By	Date Posted
Decoding the R&D Tax Credit PDF (101.85 KB)		Administration	8/15/2012
Mobile White Paper PDF (35.31 KB)		Administration	8/15/2012