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OLA Regulatory Affairs
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The Online Lenders Alliance works with regulatory agencies such as the CFPB, FDIC and FTC to provide input on how lending institutions are regulated and interact with consumers.


OLA helps its members stay informed of changes in regulations at the Federal and State levels to ensure compliance with regulatory guidelines, in addition to working with States’ Attorneys General on enforcement issues pertaining to the industry.

OLA members are briefed on the latest policies impacting the industry during bi-weekly regulatory and legislative calls, daily news clips, weekly newsletter and OLA special alerts. Keeping members informed ensures a healthy and viable future for our industry.

Please register and log in to your OLA member account to access all files.


Item Name Posted By Date Posted
OLA Comment Letter: Prepaid Accounts PDF (84.33 KB) Administration 5/6/2015
OLA Letter to Director Cordray on CFPB Rule PDF (200.94 KB) Administration 2/25/2015
U.S. Court of Appeals Decision on NLRB Appointment PDF (904.64 KB)  more ] Administration 5/16/2013
Assessing the Optimism of Payday Loan Borrowers PDF (354.49 KB)  more ] Administration 4/15/2013
Google AdWord Policy Changes PDF (2.09 MB) Administration 2/21/2013
Small Business Administration Size Standards PDF (98.22 KB)  more ] Administration 11/13/2012
CFPB Annouces Supervisory Highlights PDF (172.93 KB) Administration 10/31/2012
Examination Procedures for Debt Collection Link Administration 10/29/2012
Final Debt Collection Rule Link  more ] Administration 10/29/2012
Debt Collection Fact Sheet Link Administration 10/29/2012
OLA Comment Letter: Supervision of Risks PDF (42.12 KB) Administration 10/15/2012
OLA Comment Letter: Consumer Complaint Disclosure PDF (43.62 KB) Administration 10/15/2012
CFPB Organization Chart PDF (63.61 KB) Administration 9/17/2012
FDIC Unbanked and Underbanked Executive Summary PDF (467.87 KB) Administration 9/17/2012
2012 FDIC Unbanked and Underbanked Report PDF (7.77 MB) Administration 9/17/2012
Cordray Testimony for House Small Business Hearing PDF (387.01 KB)  more ] Administration 8/4/2012
FCC Robocall Rulemaking Notice PDF (282.02 KB) Administration 6/11/2012
Senate Letter to CFPB on GAO report- 2012 PDF (388.94 KB) Administration 6/11/2012
2012 Survey on Credit Card Debt PDF (1.03 MB) Administration 6/11/2012
GAO Report on CFPB Internal Controls Link Administration 5/29/2012

Submitted OLA Comment Letters

Item Name Posted By Date Posted
Proposed Guidance on Deposit Advance Products PDF (63.62 KB)  more ] Administration 5/30/2013
Policy to Encourage Trial Disclosure Programs PDF (52.99 KB)  more ] Administration 2/19/2013
Small Business Administration Size Standards PDF (98.22 KB)  more ] Administration 11/15/2012
Supervision of Risks to Consumers PDF (42.12 KB) Administration 8/4/2012
Larger Participant Rule PDF (54.12 KB)  more ] Administration 8/4/2012
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